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SBI ATM onboard aircraft carrier INS Vikramaditya

In a move that is set to make history, State Bank of India (SBI) has made it possible to set up a fully functional ATM onboard India’s biggest aircraft carrier ship — INS Vikramaditya. This is a first of its kind initiative in the country and is expected to make life easier for navy personnel working on the ship. INS Vikramaditya will be India’s first naval vessel to have such a facility.


INS Vikramaditya normally carries roughly 1500 navy personnel, but at times when it sets sail, the numbers easily go up to 2000. This is when getting access to cash becomes a problem. The issue crops up when the ship halts at various small ports, where locating an ATM becomes a huge challenge. Sailors usually get a limited amount of time to spend outside of the ship, so it becomes quite difficult to locate an ATM. An onboard ATM will certainly help resolve such problems. The ATM will be connected to SBI’s banking servers via a satellite link, which will ensure 24/7, uninterrupted connectivity at all major and minor ports.

A modified Kiev-class aircraft carrier, INS Vikramaditya was officially inducted into the Indian Navy in 2013. She was commissioned at a ceremony held at Severodvinsk, Russia on November 16, 2013. On June 14 2014, PM Modi flagged the warship’s induction into the Indian Navy and dedicated it to the nation.

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