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Vi partners with Aditya Birla Health Insurance to offer Health Insurance benefit on Mobile Recharges

Launches industry-first Vi Hospicare on Recharge of Rs. 51 and Rs. 301, to offer in-built health insurance benefits to a large base of Indian users who remain uncovered

Aditya Birla Health Insurance to offer Rs. 1,000 worth of hospitalization expenses per day on medical exigencies incl Covid, and Rs. 2,000/Day on ICU expenses, to Vi users who subscribe to these plans

The current pandemic has drawn the focus on the impact of unexpected illnesses on the socio economic fabric of countries. According to a National Survey Report (published in July 2020), only 14 percent of Indias rural population and 19 percent of urban India had health insurance coverage. Low awareness on health insurance combined with high medical expenses, places a significant burden on the out-of-pocket expenses of our population.

With this insight, Vi, Indias leading telecom operator in association with Aditya Birla Health Insurance (ABHI), has launched a first-of-its-kind product offering Vi Hospicare. This unique offering of Vi Hospicare provides hospitalization cover for Vi prepaid customers. Vi customers get a fixed cover of up to Rs. 1,000 for a period of 24 hours of hospitalization, and Rs. 2,000 of cover for ICU expenses, from ABHI. The offer covers hospitalization for ailments including Covid 19 or any pre-existing disease. Vi Hospicares bundled health insurance proposition can be availed by a large number of pre-paid customers with two affordable recharges at different price points of Rs. 51 and Rs. 301.
Recharge Price
Health Benefit
Telco Benefit

Rs. 51
Rs. 1000/day
500 SMS free
28 days

Rs. 301
Rs. 1000/day
Unlimited Calls   + 1.5 GB data/day+ 2GB extra + 100 SMS / day
28 days

In case of ICU treatment, the customers will get double payout of Rs. 2,000/day

Vi Hospicare Features:


Daily Cash Benefit
Rs. 1000 per day

ICU Treatment
Rs 2000 per day for ICU treatment

Coverage Period
Insurance cover extends by 28 days on
every continuous recharge of 51/301

Age Group
18 to 55 years

Limit per Hospitalisation
10 days per event

Limit per Policy year
30 days per year

1 day

First 30 Days Waiting Period

Waiting Period for Accident Cases
Not Applicable

Two Year Waiting Period for specific ailments
Not Applicable

Pre- Existing Diseases Waiting Period
Not Applicable

Commenting on the initiative of Hospicare, Avneesh Khosla, CMO, Vi said “At Vi, we strive to empower our consumers to thrive. We are focused on bringing innovative, affordable solutions for a better tomorrow for over 1 billion Indian mobile phone users. Vi Hospicare offering, in association with Aditya Birla Health Insurance, is another endeavor under our collaborative program to provide beneficial, value adding solutions to our customers. Health and Wellness is a prime focus area at Vi, and with this partnership, we have taken a significant step ahead that will help ease the financial burden of unexpected hospitalization for our users. I am sure this simplistic offering, with no hidden costs, and powerful benefits, will be immensely beneficial for our prepaid customers across different social strata.

Commenting on the partnership, Mayank Bathwal, CEO, Aditya Birla Health Insurance, said, The country is witness to issue of unplanned medical expenses where people pay for medical emergencies from their savings. These expenses can lead to a heavy financial burden and impoverishment for some. At Aditya Birla Health Insurance, we believe that healthcare protection should be universal and strive to offer need-based health insurance for all at an affordable cost. Vi Hospicare will serve as an easily accessible simplified health insurance cover that offers hospitalization benefit for necessary treatment with hassle-free claims. The partnership with Vi will provide the necessary reach and penetration to reinforce our commitment towards extending prudent health insurance solutions to customers across diverse economic backgrounds.

ABHI Health coverage is applicable for all hospitals incl registered government hospitals, allopathy / AYUSH hospitals. Making the claims process hassle free, Vi customers can claim the benefit by just showing a scanned copy of the discharge certificate and basic verification.

For more information on this initiative and T&C, please visit


About Mahender Bansal

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